Whois & Analysis for freeadvice.com

Freeadvice is a free US legal information web service that was established in 1997.

It has won extensive awards, including having been named by Forbes in 2000 as a "Best of the Web", by PC World in 2004, as one of the Best 125 Free Sites on the entire Web, as one of the 100 featured sites in PC Magazine’s Best 1000 websites, as the legal site of 2009 by Access Magazine, and to have received recognition in the New York Times in 2001, Wall Street Journal in 1999, and Washington Post’s reviews of legal websites in 1998.

Health insurance is insurance against the risk of incurring medical expenses among individuals.

By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.

The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury.

It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (pg.

225).

In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay.

In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

Law is a system of rules that are created and enforced through social or governmental institutions to regulate behavior.

Law as a system helps regulate and ensure that a community show respect, and equality amongst themselves.

State-enforced laws can be made by a collective legislature or by a single legislator, resulting in statutes, by the executive through decrees and regulations, or established by judges through precedent, normally in common law jurisdictions.

Private individuals can create legally binding contracts, including arbitration agreements that may elect to accept alternative arbitration to the normal court process.

The formation of laws themselves may be influenced by a constitution, written or tacit, and the rights encoded therein.

The law shapes politics, economics, history and society in various ways and serves as a mediator of relations between people.

A lawyer is a person who practices law, as an advocate, barrister, attorney, counselor or solicitor or chartered legal executive.

Working as a lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who hire lawyers to perform legal services.