Whois & Analysis for navient.com

Navient is a U.S. corporation based in Wilmington, Delaware, whose operations include servicing and collecting on student loans.

Managing nearly $300 billion in student loans for more than 12 million customers, the company was formed in 2014 by the split of Sallie Mae into two distinct entities, Sallie Mae Bank and Navient.

Navient employs 6,000 individuals at offices across the U.S.

Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead promises either to repay or return those resources (or other materials of equal value) at a later date.

A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans.

Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never advertised).

In contrast with federal subsidized loans, interest accrues while the student is in college, although repayment may not begin until after graduation.

While unsubsidized federal loans do have interest charges while the student is studying, private student loan rates are higher, sometimes much higher.

Fees vary greatly, and legal cases have reported fees reaching 50% of amount of the loan.

Although traditionally unsecured, these loans are increasingly secured, so that the borrower must offer collateral or a third-party guarantee of repayment.

In finance, a loan is the lending of money from one individual, organization or entity to another individual, organization or entity.

A loan is a debt provided by an entity (organization or individual) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment.

A loan entails the reallocation of the subject asset(s) for a period of time, between the and the .

Asset management, broadly defined, refers to any system that monitors and maintains things of value to an entity or group.

It may apply to both tangible assets such as buildings and to intangible assets such as human capital, intellectual property, and goodwill and financial assets.

Asset management is a systematic process of deploying, operating, maintaining, upgrading, and disposing of assets cost-effectively.