Whois & Analysis for personalmoneynetwork.com

A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.

Payday advance loans rely on the consumer having previous payroll and employment records.

Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.

This article deals with the general concept of the term credit history.

For detailed information about the same topic in the United States, see Credit score in the United States.

Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts in a particular country or socio-economic context.

The main functions of money are distinguished as: a medium of exchange, a unit of account, a store of value and sometimes, a standard of deferred payment.

Any item or verifiable record that fulfills these functions can be considered as money.

Decision theory (or the theory of choice) is the study of the reasoning underlying an agent's choices.

Decision theory can be broken into three branches: normative decision theory, which gives advice on how to make the best decisions, given a set of uncertain beliefs and a set of values; descriptive decision theory, which analyzes how existing, possibly irrational agents actually make decisions; and prescriptive decision theory, which tries to guide or give procedures on how or what we should do in order to make best decisions in line with the normative theory.

A social network is a social structure made up of a set of social actors (such as individuals or organizations), sets of dyadic ties, and other social interactions between actors.

The social network perspective provides a set of methods for analyzing the structure of whole social entities as well as a variety of theories explaining the patterns observed in these structures.

The study of these structures uses social network analysis to identify local and global patterns, locate influential entities, and examine network dynamics.