Whois & Analysis for upstart.com

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.

This commonly refers to a personal finance process of individuals addressing high consumer debt but occasionally refers to a country's fiscal approach to corporate debt or Government debt.

The process can secure a lower overall interest rate to the entire debt load and provide the convenience of servicing only one loan.

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the US citizen.

A credit score is primarily based on a credit report information typically sourced from credit bureaus.

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services, based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus other agreed charges.

The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

In finance, a loan is the lending of money from one individual, organization or entity to another individual, organization or entity.

A loan is a debt provided by an entity (organization or individual) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment.

A loan entails the reallocation of the subject asset(s) for a period of time, between the and the .

An interest rate, is the amount of interest due per period, as a proportion of the amount lent, deposited or borrowed (called the principal sum).

The total interest on an amount lent or borrowed depends on the principal sum, the interest rate, the compounding frequency, and the length of time over which it is lent, deposited or borrowed.