Whois & Analysis for vamortgagecalculator.us

A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA).

The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and new construction.

The VA does not originate loans, but sets the rules for who may qualify, issues minimum guidelines and requirements under which mortgages may be offered and financially guarantees loans that qualify under the program.

A mortgage loan or simply mortgage, in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

The loan is "secured" on the borrower's property through a process known as mortgage origination.

This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms.

The word mortgage is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.

A mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan)".

Veterans United Home Loans is a full service mortgage lender headquartered in Columbia, Missouri.

The company has 28 offices nationwide and is licensed in all 50 states.

The company primarily originates VA loans, a mortgage product guaranteed by the U.S. Department of Veterans Affairs.

Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.

It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss.

A fee is the price one pays as remuneration for rights or services.

Fees usually allow for overhead, wages, costs, and markup.

Traditionally, professionals in the United Kingdom (and previously the Republic of Ireland) receive a fee in contradistinction to a payment, salary, or wage, and often use guineas rather than pounds as units of account.

Under the feudal system, a Knight's fee was what was given to a knight for his service, usually the usage of land.

A contingent fee is an attorney's fee which is reduced or not charged at all if the court case is lost by the attorney.