Whois & Analysis for alconeroandassociates.com

A public adjuster is a professional claims handler/claims adjuster who represents the insured/policyholder in their insurance claim.

Depending on the state, licensed public adjusters are required to prove competency in a variety of ways; written examination, experience time frames, and background checks.

In many states, a public adjuster is a lawful fiduciary under either state or federal jurisdiction (e.g. FEMA) to legally and professionally represent the rights of an insured/policyholder during an insurance claim.

The role of a public adjuster is to recover the best possible indemnification for their claims.

Individuals may prefer to avoid the stress of claims handling themselves, and choose public adjuster representation to guide them through the process and minimize the time which must be spent to file their claim properly.

Public adjusters negotiate with insurance companies/carriers for an adjustment or settlement.

Primarily, public adjusters review the applicable insurance policy to determine coverage for the loss, assess the cause of loss to determine applicable coverage, assist the insured to prepare detailed scope and cost estimates to prove their loss.

Public adjusters also provide insurance policy interpretation to determine if coverage exists, and to negotiate with the insurance company/carrier to a final and fair settlement.

Most public adjusters charge a percentage of the settlement.

Florida is a state in the Southeastern region of the United States, bordered to the west by the Gulf of Mexico; Alabama to the northwest; Georgia to the north; the Bahamas and Atlantic Ocean to the east; and the Straits of Florida and Cuba to the south.

It is the only state that borders both the Gulf of Mexico and the Atlantic Ocean.

With a population exceeding 21 million, it is the third-most populous state in the nation and ranks eighth in population density as of 2020.

It spans, ranking 22nd in area among the 50 states.

The Miami metropolitan area, anchored by the cities of Miami, Fort Lauderdale, and West Palm Beach, is the state's largest metropolitan area with a population of 6.138 million, and the state's most-populous city is Jacksonville with a population of 949,611.

Florida's other major population centers include Tampa Bay, Orlando, Cape Coral, and the state capital of Tallahassee.

At common law, damages are a remedy in the form of a monetary award to be paid to a claimant as compensation for loss or injury.

To warrant the award, the claimant must show that a breach of duty has caused foreseeable loss.

To be recognised at law, the loss must involve damage to property, or mental or physical injury; pure economic loss is rarely recognised for the award of damages.

Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.

It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

An expert witness, particularly in common law countries such as the United Kingdom, Australia, and the United States, is a person whose opinion by virtue of education, training, certification, skills or experience, is accepted by the judge as an expert.

The judge may consider the witness's specialized (scientific, technical or other) opinion about evidence or about facts before the court within the expert's area of expertise, to be referred to as an "expert opinion".

Expert witnesses may also deliver "expert evidence" within the area of their expertise.

Their testimony may be rebutted by testimony from other experts or by other evidence or facts.