Whois & Analysis for alerus.com

North Dakota (locally) is the 39th state of the United States, having been admitted to the union on November 2, 1889.

Minnesota (locally) is a state in the midwestern and northern regions of the United States.

Minnesota was admitted as the 32nd U.S. state on May 11, 1858, created from the eastern half of the Minnesota Territory.

The state has a large number of lakes, and is known by the slogan "Land of 10,000 Lakes".

Its official motto is L'Étoile du Nord (French: Star of the North).

Arizona (O'odham: Alĭ ṣonak [ˡaɺi ˡʃonak]) is a state in the southwestern region of the United States.

It is also part of the Western United States and the Mountain West states.

It is the sixth largest and the 14th most populous of the 50 states.

Its capital and largest city is Phoenix.

Arizona is one of the Four Corners states.

It has borders with New Mexico, Utah, Nevada, California, and Mexico, and one point in common with the southwestern corner of Colorado.

Arizona's border with Mexico is 389 miles (626 km) long, on the northern border of the Mexican states of Sonora and Baja California.

A mortgage loan, also referred to as a mortgage, is used either by purchasers of real property to raise funds to buy real estate; or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.

The loan is "secured" on the borrower's property.

This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms.

The word mortgage is derived from a "Law French" term used by English lawyers in the Middle Ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.

Wealth management as an investment-advisory discipline which incorporates financial planning, investment portfolio management and a number of aggregated financial services.

High-net-worth individuals (HNWIs), small-business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management.

Wealth managers can have backgrounds as independent Chartered Financial Consultants, Certified Financial Planners or Chartered Financial Analysts (in the United States), Chartered Strategic Wealth Professionals (in Canada), Chartered Financial Planners (in the UK), or any credentialed (such as MBA) professional money managers who work to enhance the income, growth and tax-favored treatment of long-term investors.