Whois & Analysis for clickpay.com

Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff.

EFT's are known by a number of names.

In the United States, they may be referred to as electronic checks or e-checks.

Property management is the operation, control, and oversight of real estate as used in its most broad terms.

Management indicates a need to be cared for, monitored and accountability given for its useful life and condition.

This is much akin to the role of management in any business.

Automated Clearing House (ACH) is an electronic network for financial transactions in the United States.

ACH processes large volumes of credit and debit transactions in batches.

ACH credit transfers include direct deposit, payroll and vendor payments.

ACH direct debit transfers include consumer payments on insurance premiums, mortgage loans, and other kinds of bills.

Debit transfers also include new applications such as the point-of-purchase (POP) check conversion pilot program sponsored by NACHA.

Both the government and the commercial sectors use ACH payments.

Businesses increasingly use ACH online to have customers pay, rather than via credit or debit cards.

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services, based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus other agreed charges.

The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

Electronic mail, or email, is a method of exchanging digital messages between people using digital devices such as computers and mobile phones.

Email first entered substantial use in the 1960s and by the mid-1970s had taken the form now recognized as email.

Email operates across computer networks, which today is primarily the Internet.

Some early email systems required the author and the recipient to both be online at the same time, in common with instant messaging.

Today's email systems are based on a store-and-forward model.

Email servers accept, forward, deliver, and store messages.

Neither the users nor their computers are required to be online simultaneously; they need to connect only briefly, typically to a mail server or a webmail interface, for as long as it takes to send or receive messages.