Whois & Analysis for cpay.com

Merchant account providers give businesses the ability to accept debit and credit cards in payment for goods and services.

This can be face-to-face, on the telephone, or over the internet.

Total System Services (commonly referred to as TSYS) is a United States credit card processor, merchant acquirer and bank credit card issuer.

TSYS provides payment processing, merchant, and related payment services to financial and nonfinancial institutions in the United States, Europe, Canada, Mexico, and internationally.

It operates through four segments: North America Services, International Services, Merchant Services, and NetSpend.

TSYS is located in Columbus, Georgia, United States.

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services, based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus other agreed charges.

The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

A payment processor is a company (often a third party) appointed by a merchant to handle transactions from various channels such as credit cards and debit cards for merchant acquiring banks.

They are usually broken down into two types: front-end and back-end.