Whois & Analysis for current.com

Visa Debit is a major brand of debit card issued by Visa in many countries around the world.

Numerous banks and financial institutions issue Visa Debit cards to their customers for access to their bank accounts.

In many countries the Visa Debit functionality is often incorporated on the same plastic card that allows access to ATM and any domestic EFTPOS networks.

A debit card (also known as a bank card or check card) is a plastic payment card that can be used instead of cash when making purchases.

It is similar to a credit card, but unlike a credit card, the money comes directly from the user's bank account when performing a transaction.

Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a mobile phone or tablet.

It uses software, usually called an app, provided by the financial institution for the purpose.

Mobile banking is usually available on a 24-hour basis.

Some financial institutions have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted.

A transaction account, checking account, current account or demand deposit account is a deposit account held at a bank or other financial institution.

It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct.

Access may be in a variety of ways, such as cash withdrawals, use of cheques and debit by electronic transfer.

In economic terms, the funds held in a transaction account are regarded as liquid funds and in accounting terms they are considered as cash.

An overdraft occurs when money is withdrawn from a bank account and the available balance goes below zero.

In this situation the account is said to be "overdrawn".

If there is a prior agreement with the account provider for an overdraft, and the amount overdrawn is within the authorized overdraft limit, then interest is normally charged at the agreed rate.

If the negative balance exceeds the agreed terms, then additional fees may be charged and higher interest rates may apply.