Whois & Analysis for ecommpay.com

A payment service provider (PSP) offers shops online services for accepting electronic payments by a variety of payment methods including credit card, bank-based payments such as direct debit, bank transfer, and real-time bank transfer based on online banking.

Typically, they use a software as a service model and form a single payment gateway for their clients (merchants) to multiple payment methods.

The Financial Conduct Authority (FCA) is a financial regulatory body in the United Kingdom, but operates independently of the UK government, and is financed by charging fees to members of the financial services industry.

The FCA regulates financial firms providing services to consumers and maintains the integrity of the UK’s financial markets.

It focuses on the regulation of conduct by both retail and wholesale financial services firms.

Like its predecessor the FSA, the FCA is structured as a company limited by guarantee.

Bankcard was a shared-brand credit card issued by financial institutions in Australia and New Zealand between 1974 and 2006.

It was managed by the Bankcard Association of Australia, a joint venture of Australia's largest banks, and was the nation's first mass-market credit card.

Before 1974, only store cards, Diners Club and American Express were available in Australia and these were either restrictive or only accessible to the wealthy.

In the first decade after its introduction, Bankcard dominated the Australian credit card market, with more than 5 million cardholders at its peak in 1984.

As a result of a declining cardholder base, falling transaction volumes and shrinking market share in relation to internationally accepted credit cards such as Visa and MasterCard, the card was withdrawn from use in 2006.

A consumer is a person or organization that uses economic services or commodities.

In economic systems consumers are utilities expressed in the decision to trade or not.

Engineering is the application of mathematics and scientific, economic, social, and practical knowledge in order to invent, innovate, design, build, maintain, research, and improve structures, machines, tools, systems, components, materials, processes, solutions, and organizations.