Whois & Analysis for fdic.gov

The United States Congress is the bicameral legislature of the federal government of the United States consisting of two chambers: the Senate and the House of Representatives.

The Congress meets in the Capitol in Washington, D.C. Both senators and representatives are chosen through direct election, though vacancies in the Senate may be filled by a gubernatorial appointment.

Members are usually affiliated to the Republican Party or to the Democratic Party, and only rarely to a third party or as independents.

Congress has 535 voting members: 435 Representatives and 100 Senators.

The House of Representatives has six non-voting members in addition to its 435 voting members.

These members can, however, sit on congressional committees and introduce legislation.

These members represent Washington, D.C., Puerto Rico, American Samoa, Guam, the Northern Mariana Islands and the U.S. Virgin Islands.

The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation providing deposit insurance to depositors in US banks.

The FDIC was created by the 1933 Banking Act during the Great Depression to restore trust in the American banking system; more than one-third of banks failed in the years before the FDIC's creation, and bank runs were common.

The insurance limit was initially US$2,500 per ownership category.

Since the passage of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2011, the FDIC insures deposits in member banks up to US $250,000 per ownership category.

In regulatory jurisdictions that provide for this (a list including most or all developed countries with free market economies) Consumer protection is a group of laws and organizations designed to ensure the rights of consumers, as well as fair trade, competition, and accurate information in the marketplace.

The laws are designed to prevent the businesses that engage in fraud or specified unfair practices from gaining an advantage over competitors.

They may also provide additional protection for those most vulnerable in society.

Consumer protection laws are a form of government regulation that aim to protect the rights of consumers.

For example, a government may require businesses to disclose detailed information about products—particularly in areas where safety or public health is an issue, such as food.

Independent agencies of the United States federal government are those agencies that exist outside of the federal executive departments (those headed by a Cabinet secretary) and the Executive Office of the President.

In a more narrow sense, the term may also be used to describe agencies that, while constitutionally part of the executive branch, are independent of presidential control, usually because the president's power to dismiss the agency head or a member is limited.

In finance and economics, a financial institution is an institution that provides financial services for its clients or members.

One of the most important financial services provided by a financial institution is acting as a financial intermediary.

Most financial institutions are regulated by the government.