Whois & Analysis for firstdata.com

First Data Corporation is a global payment technology solutions company headquartered in Atlanta, Georgia, United States.

The company's STAR interbank network offers PIN-secured debit acceptance at ATM and retail locations.

A payment processor is a company (often a third party) appointed by a merchant to handle transactions from various channels such as credit cards and debit cards for merchant acquiring banks.

They are usually broken down into two types: front-end and back-end.

Merchant services is a broad category of financial services intended for use by businesses.

In its most specific use, it usually refers to merchant processing services that enables a business to accept a transaction payment through a secure (encrypted) channel using the customer's credit card or debit card or NFC/RFID enabled device.

More generally, the term may include:

A merchant account is a type of bank account that allows businesses to accept payments in multiple ways, typically debit or credit cards.

A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions.

In some cases a payment processor, independent sales organization (ISO), or member service provider (MSP) is also a party to the merchant agreement.

Whether a merchant enters into a merchant agreement directly with an acquiring bank or through an aggregator, the agreement contractually binds the merchant to obey the operating regulations established by the card associations.

In finance and economics, a financial institution is an institution that provides financial services for its clients or members.

One of the most important financial services provided by a financial institution is acting as a financial intermediary.

Most financial institutions are regulated by the government.