Whois & Analysis for flapublicadjusting.com

A public adjuster is a professional claims handler/claims adjuster who represents the insured/policyholder in their insurance claim.

Depending on the state, licensed public adjusters are required to prove competency in a variety of ways; written examination, experience time frames, and background checks.

In many states, a public adjuster is a lawful fiduciary under either state or federal jurisdiction (e.g. FEMA) to legally and professionally represent the rights of an insured/policyholder during an insurance claim.

The role of a public adjuster is to recover the best possible indemnification for their claims.

Individuals may prefer to avoid the stress of claims handling themselves, and choose public adjuster representation to guide them through the process and minimize the time which must be spent to file their claim properly.

Public adjusters negotiate with insurance companies/carriers for an adjustment or settlement.

Primarily, public adjusters review the applicable insurance policy to determine coverage for the loss, assess the cause of loss to determine applicable coverage, assist the insured to prepare detailed scope and cost estimates to prove their loss.

Public adjusters also provide insurance policy interpretation to determine if coverage exists, and to negotiate with the insurance company/carrier to a final and fair settlement.

Most public adjusters charge a percentage of the settlement.

A claims adjuster, desk adjuster, field adjuster, or general adjuster (claim adjuster, claims handler, claim handler or loss adjuster in the United Kingdom, Ireland, Australia, South Africa, the Caribbean and New Zealand) investigates insurance claims by interviewing the claimant and witnesses, consulting police and hospital records, and inspecting property damage to determine the extent of the insurance company's liability.

Other claims adjusters who represent policyholders may aid in the preparation of an insurance claim.

Miami, officially the City of Miami, is a coastal metropolis and the seat of Miami-Dade County in South Florida.

With a population of 442,241 as of the 2020 census, it is the second-most populous city in the state of Florida after Jacksonville.

It is the core of the much larger Miami metropolitan area, which, with a population of 6.14 million, is the third-largest metro in the Southeast and ninth-largest in the United States.

The city has the third-largest skyline in the U.S. with over 300 high-rises, 58 of which exceed.

Florida is a state in the Southeastern region of the United States, bordered to the west by the Gulf of Mexico; Alabama to the northwest; Georgia to the north; the Bahamas and Atlantic Ocean to the east; and the Straits of Florida and Cuba to the south.

It is the only state that borders both the Gulf of Mexico and the Atlantic Ocean.

With a population exceeding 21 million, it is the third-most populous state in the nation and ranks eighth in population density as of 2020.

It spans, ranking 22nd in area among the 50 states.

The Miami metropolitan area, anchored by the cities of Miami, Fort Lauderdale, and West Palm Beach, is the state's largest metropolitan area with a population of 6.138 million, and the state's most-populous city is Jacksonville with a population of 949,611.

Florida's other major population centers include Tampa Bay, Orlando, Cape Coral, and the state capital of Tallahassee.

Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.

It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.