Whois & Analysis for haven.co.nz

The KiwiSaver scheme is a New Zealand voluntary long-term savings scheme which came into operation from Monday, 2 July 2007.

The main purpose of the KiwiSaver fund is for retirement savings, but younger participants can also use it to save a deposit for their first home.

Auckland is a city in the North Island of New Zealand.

It is the most populous urban area in the country.

Auckland has a population of, which constitutes percent of New Zealand's population.

It is part of the wider Auckland Region—the area governed by the Auckland Council—which also includes outlying rural areas and the islands of the Hauraki Gulf, resulting in a total population of.

A diverse and multicultural city, Auckland is home to the largest Polynesian population in the world.

The Māori language name for Auckland is ' or ', meaning "Tāmaki with a hundred lovers", in reference to the desirability of its fertile land at the hub of waterways in all directions.

It has also been called Ākarana, the Māori pronunciation of Auckland.

A mortgage loan, also referred to as a mortgage, is used either by purchasers of real property to raise funds to buy real estate; or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.

The loan is "secured" on the borrower's property.

This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms.

The word mortgage is derived from a "Law French" term used by English lawyers in the Middle Ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.

Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds and some government-sponsored enterprises.

Financial services companies are present in all economically developed geographic locations and tend to cluster in local, national, regional and international financial centers such as London, New York City, and Tokyo.

Insurance is a means of protection from financial loss.

It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.