Whois & Analysis for ibx.com

Blue Cross Blue Shield Association (BCBSA) is a federation of 36 separate United States health insurance organizations and companies, providing health insurance to more than 106 million Americans.

Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, while Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948.

The two organizations merged in 1982.

Independence Blue Cross (IBC) is a health insurer based in Philadelphia, Pennsylvania in the United States.

IBC is the largest health insurer in the Philadelphia area, serving more than two million people in the region and seven million nationwide.

In the United States, Medicare is a single-payer, national social insurance program administered by the US federal government since 1966, currently using about 30–50 private insurance companies across the United States under contract for administration.

United States Medicare is funded by a payroll tax, premiums and surtaxes from , and general revenue.

It provides health insurance for Americans aged 65 and older who have worked and paid into the system through the payroll tax.

It also provides health insurance to younger people with some disabilities status as determined by the Social Security Administration, as well as people with end stage renal disease and amyotrophic lateral sclerosis.

The Inner Banks is a neologism without historical precedent used by developers and tourism promoters to describe the inland coastal region of eastern North Carolina.

The term "Inner Banks" is a recent construct on the part of developers and the tourism industry to rebrand the mostly agrarian coastal plain as a more attractive region for visitors and retirees.

The term is rarely used colloquially.

Many long-time residents are resisting the adoption of the term to describe the area since it is perceived as a marketing tool with a scant history behind it.

Its construction plays on the historical area known as the Outer Banks, a string of barrier islands off the coast of North Carolina that are a popular tourist attraction.

The demand for waterfront property in eastern North Carolina as a site for second homes for the relatively wealthy has resulted in a tremendous disparity of prices.

Frequently otherwise equivalent lots on opposite sides of a road will have broadly divergent tax and appraisal values.

For example, on Rock Creek Road in Jones County, riverfront lots on the Trent River have a tax value of $201,286 per acre; lots immediately across the road have a tax value of $33,634 per acre, according to the Jones County GIS maps.

Strictly speaking, only the actual waterfront lots should be considered "Inner Banks", but designating non-waterfront lots as "Inner Banks" creates an artificial desirability in the eyes of prospective buyers from afar.

Health insurance is insurance against the risk of incurring medical expenses among individuals.

By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.

The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury.

It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (pg.

225).