Whois & Analysis for igrad.com

Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.

When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products (checking, savings accounts, credit cards and consumer loans) or investment private equity, (stock market, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of individual- or employer-sponsored retirement plans, social security benefits, and income tax management.

Social welfare redirects here.

For conceptual models of social well-being, see Social welfare function.

A career is an individual's journey through learning, work and other aspects of life.

There are a number of ways to define a career and the term is used in a variety of ways.

A graduate school (sometimes shortened as grad school) is a school that awards advanced academic degrees (i.e. master's and doctoral degrees) with the general requirement that students must have earned a previous undergraduate (bachelor's) degree with a high grade point average.

A distinction is typically made between graduate schools (where courses of study vary in the degree to which they provide training for a particular profession) and professional schools, which offer specialized advanced degrees in professional fields such as medicine, nursing, business, engineering, or law.

The distinction between graduate schools and professional schools is not absolute, as various professional schools offer graduate degrees (e.g., some nursing schools offer a master's degree in nursing).

Also, some graduate degrees train students for a specific profession (e.g. an MSc or a PhD in epidemiology trains a person to be an epidemiologist).

Financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it (turn it into more) and how that person donates it to help others.

More specifically, it refers to the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources.

Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States and the United Kingdom.