Whois & Analysis for libra.org

A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange using cryptography to secure the transactions and to control the creation of additional units of the currency.

Cryptocurrencies are a subset of alternative currencies, or specifically of digital currencies.

A blockchain – originally block chain – is a distributed database that maintains a continuously growing list of ordered records called blocks.

Each block contains a timestamp and a link to a previous block.

By design, blockchains are inherently resistant to modification of the data — once recorded, the data in a block cannot be altered retroactively.

Through the use of a peer-to-peer network and a distributed timestamping server, a blockchain database is managed autonomously.

Blockchains are "an open, distributed ledger that can record transactions between two parties efficiently and in a verifiable and permanent way.

The ledger itself can also be programmed to trigger transactions automatically.".

Microsoft Academic Search was a research project and academic search engine retired in 2012.

History.

Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society, in contrast to financial exclusion where those services are not available or affordable.

Financial refers to all types of financial services, including credit, savings, payments and credit, from all types of formal financial institutions.

An estimated 2 billion working-age adults globally have no access to the types of formal financial services delivered by regulated financial institutions.

For example, in Sub-Saharan Africa, only 24% of adults have a bank account even though Africa's formal financial sector has grown in recent years.

It is argued that as financial services can be viewed in that are significant positive externalities when mote people and firms participate.

The availability of financial services that meet the specific needs of users without discrimination is a key objective of financial inclusion.

A white paper is an authoritative report or guide that informs readers concisely about a complex issue and presents the issuing body's philosophy on the matter.

It is meant to help readers understand an issue, solve a problem, or make a decision.

The initial British term concerning a type of government-issued document has proliferated—taking a somewhat new meaning in business.

In business, a white paper is closer to a form of marketing presentation, a tool meant to persuade customers and partners and promote a product or viewpoint.

White papers may be considered grey literature.