Whois & Analysis for medmutual.com

Health insurance is insurance against the risk of incurring medical expenses among individuals.

By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.

The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury.

It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (pg.

225).

Life insurance (or life assurance, especially in the Commonwealth of Nations), is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder).

Depending on the contract, other events such as terminal illness or critical illness can also trigger payment.

The policy holder typically pays a premium, either regularly or as one lump sum.

Other expenses (such as funeral expenses) can also be included in the benefits.

Medical Mutual of Ohio (MMOH) is an American mutual health insurance company.

It is the oldest and largest health insurance company based in Cleveland, Ohio, and serves more than 1.6 million customers.

Employing 2,500 people, Medical Mutual is one of the biggest employers in downtown Cleveland.

A home or domicile is a dwelling-place used as a permanent or semi-permanent residence for an individual, family, household or several families in a tribe.

It is often a house, apartment, or other building, or alternatively a mobile home, houseboat, yurt or any other portable shelter.

Homes typically provide areas and facilities for sleeping, preparing food, eating and hygiene.

Larger groups may live in a nursing home, children's home, convent or any similar institution.

A homestead also includes agricultural land and facilities for domesticated animals.

Where more secure dwellings are not available, people may live in the informal and sometimes illegal shacks found in slums and shanty towns.

More generally, "home" may be considered to be a geographic area, such as a town, village, suburb, city, or country.

In economics, utility is a measure of preferences over some set of goods (including services: something that satisfies human wants); it represents satisfaction experienced by the consumer of a good.

The concept is an important underpinning of rational choice theory in economics and game theory: since one cannot directly measure benefit, satisfaction or happiness from a good or service, economists instead have devised ways of representing and measuring utility in terms of measurable economic choices.

Economists have attempted to perfect highly abstract methods of comparing utilities by observing and calculating economic choices; in the simplest sense, economists consider utility to be revealed in people's willingness to pay different amounts for different goods.