Whois & Analysis for moneymart.com

Alternative financial services (AFS) are financial services provided outside traditional banking institutions, on which many low-income individuals depend.

In developing countries, these services often take the form of microfinance.

In developed countries, the services may be similar to those provided by banks and include payday loans, rent-to-own agreements, pawnshops, refund anticipation loans, some subprime mortgage loans and car title loans, and non-bank check cashing, money orders, and money transfers.

It also includes traditional moneylending by door-to-door collection.

In New York City, these are called check-cashing stores, and they are legally exempted from the 25 percent criminal usury cap.

National Money Mart Company, commonly known as Money Mart, is a Canadian financial services company that provides payday loans, cheque cashing, tax preparation and money transfer services to the underbanked.

It was founded in Edmonton, Alberta in 1982, and by 2010 it had 412 stores across Canada with an additional 53 franchised stores.

The head office is located in Victoria, BC.

A debit card (also known as a bank card or check card) is a plastic payment card that can be used instead of cash when making purchases.

It is similar to a credit card, but unlike a credit card, the money comes directly from the user's bank account when performing a transaction.

A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.

Payday advance loans rely on the consumer having previous payroll and employment records.

Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.

Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff.

EFT's are known by a number of names.

In the United States, they may be referred to as electronic checks or e-checks.