Whois & Analysis for moneypantry.com

Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.

When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products (checking, savings accounts, credit cards and consumer loans) or investment private equity, (stock market, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of individual- or employer-sponsored retirement plans, social security benefits, and income tax management.

A blog (a truncation of the expression weblog) is a discussion or informational website published on the World Wide Web consisting of discrete, often informal diary-style text entries ("posts").

Posts are typically displayed in reverse chronological order, so that the most recent post appears first, at the top of the web page.

Until 2009, blogs were usually the work of a single individual, occasionally of a small group, and often covered a single subject or topic.

In the 2010s, "multi-author blogs" (MABs) have developed, with posts written by large numbers of authors and sometimes professionally edited.

MABs from newspapers, other media outlets, universities, think tanks, advocacy groups, and similar institutions account for an increasing quantity of blog traffic.

The rise of Twitter and other "microblogging" systems helps integrate MABs and single-author blogs into the news media.

Blog can also be used as a verb, meaning to maintain or add content to a blog.

A debt generally refers to money owed by one party, the borrower or debtor, to a second party, the lender or creditor.

The borrower or debtor may be a sovereign state or country, local government, company, or an individual.

The lender or creditor may be a bank, credit card company, payday loan provider, or an individual.

Debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest.

The term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.

For example, in Western cultures, a person who has been helped by a second person is sometimes said to owe a "debt of gratitude" to the second person.

United States Treasury securities are government debt instruments issued by the United States Department of the Treasury to finance the national debt of the United States.

Treasury securities are often referred to simply as Treasuries.

Since 2012 the management of government debt has been arranged by the Bureau of the Fiscal Service, succeeding the Bureau of the Public Debt.

Money creation (also known as credit creation) is the process by which the money supply of a country or a monetary region (such as the Eurozone) is increased.

A central bank may introduce new money into the economy (termed "expansionary monetary policy", or by detractors "printing money") by purchasing financial assets or lending money to financial institutions.

However, in most countries today, most of the money supply is in the form of bank deposits, which is created by private banks in a fractional reserve banking system.

Bank lending increases the amount of broad money beyond the amount of base money originally created by the central bank.

Reserve requirements, capital adequacy ratios, and other policies of the central bank influence this process.