Whois & Analysis for nicb.org

The National Insurance Crime Bureau (NICB) is a North American non-profit membership organization located in Des Plaines, Illinois.

It was created by the insurance industry to address insurance-related crime and works closely with law enforcement agencies.

Much of NICB's focus is on motor vehicle theft.

Insurance fraud is any act committed with the intent to obtain a fraudulent outcome from an insurance process.

This may occur when a claimant attempts to obtain some benefit or advantage to which they are not otherwise entitled, or when an insurer knowingly denies some benefit that is due.

According to the United States Federal Bureau of Investigation the most common schemes include: Premium Diversion, Fee Churning, Asset Diversion, and Workers Compensation Fraud.

The perpetrators in these schemes can be both insurance company employees and claimants.

False insurance claims are insurance claims filed with the intent to defraud an insurance provider.

In common usage, a theft is the illegal taking of another person's property or services without that person's permission or consent with the intent to deprive the rightful owner of it.

The word is also used as an informal shorthand term for some crimes against property, such as burglary, embezzlement, larceny, looting, robbery, shoplifting, library theft, and fraud (i.e., obtaining money under false pretenses).

In some jurisdictions, theft is considered to be synonymous with larceny; in others, theft has replaced larceny.

Someone who carries out an act of or makes a career of theft is known as a thief.

The act of theft is also known by other terms such as stealing, thieving, and filching.

Insurance is a means of protection from financial loss.

It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

Law enforcement is any system by which some members of society act in an organized manner to enforce the law by discovering, deterring, rehabilitating, or punishing people who violate the rules and norms governing that society.

Although the term may encompass entities such as courts and prisons, it is most frequently applied to those who directly engage in patrols or surveillance to dissuade and discover criminal activity, and those who investigate crimes and apprehend offenders, a task typically carried out by the police or another law enforcement agency.

Furthermore, although law enforcement may be most concerned with the prevention and punishment of crimes, organizations exist to discourage a wide variety of non-criminal violations of rules and norms, effected through the imposition of less severe consequences.