Whois & Analysis for niveshmarket.com

Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.

When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products (checking, savings accounts, credit cards and consumer loans) or investment private equity, (stock market, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of and- or employer-sponsored retirement plans, social security benefits, and income tax management.

Wealth management is an investment-advisory discipline which incorporates financial planning, investment portfolio management and a number of aggregated financial services.

High-net-worth individuals (HNWIs), small-business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management.

Wealth managers can have backgrounds as independent Chartered Financial Consultants, Certified Financial Planners or Chartered Financial Analysts (in the United States), Chartered Strategic Wealth Professionals (in Canada), Chartered Financial Planners (in the UK), or any credentialed (such as MBA) professional money managers who work to enhance the income, growth and tax-favored treatment of long-term investors.

An income tax is a tax imposed on individuals or entities (taxpayers) that varies with respective income or profits (taxable income).

Income tax generally is computed as the product of a tax rate times taxable income.

Taxation rates may vary by type or characteristics of the taxpayer.

Insurance is a means of protection from financial loss.

It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

Finance is a field that is concerned with the allocation (investment) of assets and liabilities over space and time, often under conditions of risk or uncertainty.

Finance can also be defined as the science of money management.

Market participants in the market aim to price assets based on their risk level, fundamental value, and their expected rate of return.

Finance can be broken into three sub-categories: public finance, corporate finance and personal finance.