Whois & Analysis for onlinepaydayloanz.com

Automated Clearing House (ACH) is an electronic network for financial transactions in the United States.

ACH processes large volumes of credit and debit transactions in batches.

ACH credit transfers include direct deposit, payroll and vendor payments.

ACH direct debit transfers include consumer payments on insurance premiums, mortgage loans, and other kinds of bills.

Debit transfers also include new applications such as the point-of-purchase (POP) check conversion pilot program sponsored by the National Automated Clearing House Association (NACHA).

Both the government and the commercial sectors use ACH payments.

Businesses increasingly use ACH online to have customers pay, rather than via credit or debit cards.

A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.

Payday advance loans rely on the consumer having previous payroll and employment records.

Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual.

A credit score is primarily based on a credit report information typically sourced from credit bureaus.

In finance, a loan is the lending of money by one or more individuals, organizations, and/or other entities to other individuals, organizations etc.

The recipient (i.e. the borrower) incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

E-commerce is the activity of buying or selling of products on online services or over the Internet.

Electronic commerce draws on technologies such as mobile commerce, electronic funds transfer, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI), inventory management systems, and automated data collection systems.