Presbyterian Healthcare Services is a private not-for-profit health care system and health care provider in the State of New Mexico.

It owns and operates 8 hospitals in 7 New Mexico communities.

It also operates Presbyterian Health Plan.

New Mexico is a state located in the southwestern region of the United States of America.

It was admitted to the Union as the 47th state on January 6, 1912.

It is usually considered one of the Mountain States.

New Mexico is fifth by area, the 36th-most populous, and the sixth-least densely populated of the 50 United States.

Health insurance is insurance against the risk of incurring medical expenses among individuals.

By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.

The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury.

It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (pg.

225).

A health professional, health practitioner or healthcare provider (sometimes simply "provider") is an individual who provides preventive, curative, promotional or rehabilitative health care services in a systematic way to people, families or communities.

Health policy can be defined as the "decisions, plans, and actions that are undertaken to achieve specific healthcare goals within a society.

According to the World Health Organization, an explicit health policy can achieve several things: it defines a vision for the future; it outlines priorities and the expected roles of different groups; and it builds consensus and informs people.