Whois & Analysis for propertypalmortgages.com

A first-time buyer (FTB) is a term used in the British and Irish property markets, and in other countries, for a potential house buyer who has not previously owned a property.

Northern Ireland (Ulster-Scots: ') is a constituent unit of the United Kingdom in the north-east of Ireland.

It is as a country, province, region, or "part" of the United Kingdom, amongst other terms.

Northern Ireland shares a border to the south and west with the Republic of Ireland.

In 2011, its population was 1,810,863, constituting about 30% of the island's total population and about 3% of the UK's population.

Established by the Northern Ireland Act 1998 as part of the Good Friday Agreement, the Northern Ireland Assembly holds responsibility for a range of devolved policy matters, while other areas are reserved for the British government.

Northern Ireland co-operates with the Republic of Ireland in some areas, and the Agreement granted the Republic the ability to "put forward views and proposals" with "determined efforts to resolve disagreements between the two governments".

A mortgage loan, also referred to as a mortgage, is used either by purchasers of real property to raise funds to buy real estate; or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.

The loan is "secured" on the borrower's property.

This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms.

The word mortgage is derived from a "Law French" term used by English lawyers in the Middle Ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.

To invest is to allocate money (or sometimes another resource, such as time) in the expectation of some benefit in the future.