Whois & Analysis for cortera.com

Cortera, headquartered in Boca Raton, Florida, USA, is a provider of credit information on businesses and corporations.

The company provides business information with a database containing a number of private and public U.S. companies, analytics about each of those companies, and workflow software.

Typical users include business analysts, sales and marketing experts and credit & collections professionals who need to research their prospects, customers, and partners.

Principal customers include transportation providers, manufacturers and wholesalers, telcos, banks, and other credit and financial institutions.

A credit risk is the risk of default on a debt that may arise from a borrower failing to make required payments.

In the first resort, the risk is that of the lender and includes lost principal and interest, disruption to cash flows, and increased collection costs.

The loss may be complete or partial.

In an efficient market, higher levels of credit risk will be associated with higher borrowing costs.

Because of this, measures of borrowing costs such as yield spreads can be used to infer credit risk levels based on assessments by market participants.

Risk management is the identification, assessment, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities.

Risk management’s objective is to assure uncertainty does not deflect the endeavor from the business goals.

Finance is a field that deals with the study of investments.

It includes the dynamics of assets and liabilities over time under conditions of different degrees of uncertainty and risk.

Finance can also be defined as the science of money management.

Finance aims to price assets based on their risk level and their expected rate of return.

Finance can be broken into three different sub-categories: public finance, corporate finance and personal finance.

Commercial law, also known as business law or corporate law, is the body of law that applies to the rights, relations, and conduct of persons and businesses engaged in commerce, merchandising, trade, and sales.

It is often considered to be a branch of civil law and deals with issues of both private law and public law.