Whois & Analysis for discovercard.com

The Discover Card is a credit card, issued primarily in the United States.

It was introduced by Sears in 1985.

When launched, the Discover Card charged no annual fee and offered a higher-than-normal credit limit, features that were disruptive to the existing credit card industry.

A subsequent innovation was "cash back bonuses" on purchases.

Online banking, also known as internet banking, e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website.

The online banking system will typically connect to or be part of the core banking system operated by a bank and is in contrast to branch banking which was the traditional way customers accessed banking services.

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services, based on the cardholder's promise to the card issuer to pay them for the amounts so paid plus other agreed charges.

The card issuer (usually a bank) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral.

The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution.

Home equity loans are often used to finance major expenses such as home repairs, medical bills, or college education.

A home equity loan creates a lien against the borrower's house and reduces actual home equity.

In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.