Whois & Analysis for guard.com

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

Berkshire Hathaway GUARD Insurance Companies are A.M.

Best rated A+ (“Superior”) and specialize in providing insurance coverage to businesses across the country.

Products are available through contracted independent agents and brokers.

In 2015, the group’s insurance companies (AmGUARD, EastGUARD, NorGUARD, and WestGUARD) insured over 125,000 businesses.

Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

The trade-off between assured, limited coverage and lack of recourse outside the worker compensation system is known as "the compensation bargain".

One of the problems that the compensation bargain solved is the problem of employers becoming insolvent as a result of high damage awards.

The system of collective liability was created to prevent that, and thus to ensure security of compensation to the workers.

Individual immunity is the necessary corollary to collective liability.

Insurance is a means of protection from financial loss.

It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence.

It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.