Whois & Analysis for hellobrigit.com

A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.

Payday advance loans rely on the consumer having previous payroll and employment records.

Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.

An overdraft occurs when money is withdrawn from a bank account and the available balance goes below zero.

In this situation the account is said to be "overdrawn".

If there is a prior agreement with the account provider for an overdraft, and the amount overdrawn is within the authorized overdraft limit, then interest is normally charged at the agreed rate.

If the negative balance exceeds the agreed terms, then additional fees may be charged and higher interest rates may apply.

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the US citizen.

A credit score is primarily based on a credit report information typically sourced from credit bureaus.

A bank is a financial institution that accepts deposits from the public and creates credit.

Lending activities can be performed either directly or indirectly through capital markets.

Due to their importance in the financial stability of a country, banks are highly regulated in most countries.

Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities.

In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

In economics, cash is money in the physical form of currency, such as banknotes and coins.

In bookkeeping and finance, cash is current assets comprising currency or currency equivalents that can be accessed immediately or near-immediately (as in the case of money market accounts).

Cash is seen either as a reserve for payments, in case of a structural or incidental negative cash flow or as a way to avoid a downturn on financial markets.